The site accessible electronically at the URL apprendrelangue.com is the property of Soﬁmed d.o.o , whose registered office is located by the following address: Letaliska cesta 16 Ljubljana 1000 Slovenia. The company Soﬁmed d.o.o is recorded in the Trade Register in Slovenia, under the incorporation number 6732917000, the company director is Jaka Kovac.
Company contact details Soﬁmed d.o.o are:
Main Institution Address: Letaliska cesta 16 Ljubljana 1000 Slovenia
Email address: firstname.lastname@example.org
The Site Builder is: Soﬁmed d.o.o
The Publishing Manager is: Soﬁmed d.o.o
Contact the person responsible for the publication: email@example.com
The person responsible for the publication is a legal person:
The Webmaster is: Soﬁmed d.o.o
Contact the Webmaster: firstname.lastname@example.org
This document describes Soﬁmed d.o.o policy and measures for the detection and prevention of anti-money laundering or terrorism financing activity (hereinafter AML) within the products and services offered by Soﬁmed d.o.o to its customers. Used Soﬁmed d.o.o methods and approaches based on the Financial Action Task Force (hereinafter FATF) and Bank Secrecy Act (hereinafter BSA) guidance and recommendations.
Soﬁmed d.o.o registered in the Slovenia, which is a member country of the FATF and the European Union (hereinafter EU) and obliged to comply with laws and rules intended to implement the AML policies of FATF and EU. The goal of these laws is the detection and prevention of money laundering and potential terrorist financing.
Therefore, the goals of Soﬁmed d.o.o is implementation AML procedures and compliance with the FATF recommendations and Slovenia AML regulations.
This information is provided for information purposes only and is without legal recourse to Soﬁmed d.o.o or any of company subsidiaries, officers or agents.
With regarding FATF recommendations all procedures based on the risk-based approach. For AML compliance Soﬁmed d.o.o implement next procedures:
• Regular management and employee training;
• Know Your Client (KYC) Policy and Customer Due Diligence;
• Customer activity monitoring;
• Record keeping;
AML EMPLOYEE TRAINING
AML training is intended to familiarize employees with the process of money laundering — the criminal business used to disguise the true origin and ownership of illegal bills, the laws that make it a crime and approaches to investigate the suspected activity.
KNOW YOUR CUSTOMER AND DUE DILIGENCE
Before start providing services and products Soﬁmed d.o.o ensures evidence is produced or such other measures that will produce satisfactory evidence of the identity of any customer. For this, during the process of payment, each client provides personal information, specifically: full name; complete address (city and country), phone number, city code, email.
CUSTOMER ACTIVITY MONITORING
Soﬁmed d.o.o provide regular monitoring of the activity of every client to identify and prevent any suspicious transactions. This monitoring provides for identification inconsistent and untypical transactions usual client's transaction history known from previous client activity monitoring.
RISK-BASED APPROACH IN Soﬁmed d.o.o PROCEDURES
Identification of the AML risks of customers and transactions allow Soﬁmed d.o.o to determine and implement proportionate measures to control and mitigate these risks. Used risk criteria are the following: countries risk, customer’s risk. Soﬁmed d.o.o identify clients who reside in countries having inadequate AML standards or that may represent a high risk for crime and corruption in accordance with FATF recommendations. Customers that have high risk are public and politically exposed persons, members of their families and relatives.
Soﬁmed d.o.o can save records of all documents and/or information obtained for the purpose of customer identification (KYC policy requirements). Soﬁmed d.o.o reserve the right record keeping for a minimum of 5 years. FATF or other AML regulator can increase the period of the record keeping.
In the investigation suspected activity Soﬁmed d.o.o reserve, the right provide the customer information of the law-enforcement agency and organizations responsible for controls AML laws.
Last update: 06.09.2018